December Credit Card Update
It's hard to believe we are nearing the end of 2022. This year flew by, and it’s been a hell of a ride. Life has been weird since March of 2020, and while that year was absolutely bananas, 2021 and 2022 have been their unique hell worlds. Who knows what the hell 2023 will bring?
In November, I challenged myself to cut back on delivery! Happy to report back and say that I completely crushed that goal. This entire month, I did not order any meals to be delivered and stayed within my grocery budget for the month.
Closing out 2022
The holidays are naturally a more spendy time of the year, so my biggest goal is to honor the people I love while not adding any debt. I am also visiting the dentist this month for the first time in an embarrassingly long time. After researching, I found a great place, but without insurance, it will cost me a pretty penny. I tend to lean on my credit cards when significant expenses come up. This month will be a challenge, so I'm a little excited and nervous to check back in January and see where the numbers are to see if we’re still on track.
Here's where we are:
November’s Debt: $3,903
Today’s Debt: $3,733
Progress: - $170
The biggest win for the month is we are still trending in the right direction and that I stuck with my goal of ordering no delivery. For December, I want to continue that challenge and cook at home or walk to get takeout from somewhere by my house. The last month of the year is the final sprint and laying the foundation for any goals set next year. What are some financial goals you're working on this month? Let me know in the comments or send an email to firstname.lastname@example.org